Net Term Deposit
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NET TERM DEPOSIT
Kwanza term deposit, exclusively subscribed via Internet Banking.
This financial investment, with capital guarantee, offers interest rates that suit the amount and term chosen.
Minimum initial deposit/Maintenance deposit |
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Kz 5 000 |
Terms
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In Kwanzas: 30/90/180/365 days;
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No renewals allowed
Interest Rate
Interest is calculated daily on the principal invested and not withdrawn at each moment, based on a 365-day year.
Amount | Term | Gross Annual Nominal Rate (TANB) |
---|---|---|
Kz 5 000 | 30 days | 6,5% |
Kz 5 000 | 90 days | 8,5% |
Kz 5 000 | 180 days | 9,5% |
Kz 5 000 | 365 days | 10,5% |
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Capitalization
Interest is credited to the current account and is not subject to capitalization.
Conditions for transactions
- No capital increases allowed;
- No capitalization allowed;
- No automatic renewals allowed;
- Allows partial (minimum maintenance) or total early redemption, with a 100% penalty on the interest of the current period.
Tax
Interest paid is subject to Capital Gains Tax at a 10% rate, through the withholding tax mechanism.
Guarantee
Guaranteed capital of the total amount deposited at maturity and in case of early withdrawal.
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