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Kwanza term deposit, exclusively subscribed via Internet Banking.

This financial investment, with capital guarantee, offers interest rates that suit the amount and term chosen.

Minimum initial deposit/Maintenance deposit
Kz 5 000


  • In Kwanzas: 30/90/180/365 days;

  • No renewals allowed

Interest Rate

Interest is calculated daily on the principal invested and not withdrawn at each moment, based on a 365-day year.

Amount Term Gross Annual Nominal Rate (TANB)
Kz 5 000 30 days 6,5%
Kz 5 000 90 days 8,5%
Kz 5 000 180 days 9,5%
Kz 5 000 365 days 10,5%


Interest is credited to the current account and is not subject to capitalization.

Conditions for transactions

  • No capital increases allowed;
  • No capitalization allowed;
  • No automatic renewals allowed;
  • Allows partial (minimum maintenance) or total early redemption, with a 100% penalty on the interest of the current period.


Interest paid is subject to Capital Gains Tax at a 10% rate, through the withholding tax mechanism.


Guaranteed capital of the total amount deposited at maturity and in case of early withdrawal.

Useful documents

Net Term deposit information sheet
0.07 mb

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