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The perfect solution to support the growth of your business

Because we increasingly believe in the business of Micro and Small Angolan Enterprises, we created the Empreende+ Package, a set of integrated solutions that allows you access to multiple products and services with commercial and financial benefits to support your everyday business activities

What can be included in the Empreende+ Package?

No Maintenance Fee on the Current Account associated with the Package

No anual fee for Multicaixa Card

Access to POS with no monthly fee

Access to a Visa Business Credit Card with negotiable ceiling

Commercial discounts on the purchase of products and services in ATLANTICO's partner companies, in several activity sectors such as: Health, insurance, legal services, professional training, human resources, car sales and maintenance, restaurants, travel, hotels and much more

Access conditions

  • Be an ATLANTICO Business Customer;

  • Subscription Contract Forms and the Information Sheet duly signed;

  • Payment of the monthly fee according to the price list in force.

Fees and charges

The fees and charges foreseen in the price list apply


  • Fees and consideration for financial services are subject to a 14% VAT rate, in accordance with Article 12(1)(i) of Law No. 7/19, of 24 April;

  • Interest paid is subject to Capital Gains Tax at a 10% rate, through the withholding tax mechanism;

  • The use of credit through bank overdrafts, in which the period of use is not determined or determinable, is subject to a 0.1% Stamp Duty on the monthly average obtained by adding the daily balance due, during the month, divided by 30;

  • The interest charged is subject to a 0.2% Stamp Duty. Fees for guarantees provided are subject to a 0.5% Stamp Duty. Stamp Duty is levied on the amount of the guarantees (except when materially ancillary), under the following terms: - Less than one year: 0.3%; - One year or more: 0.2%; - No term or term equal to or greater than five year: 0.1%.

  • Other associated expenses are subject to a 14% VAT rate.

Useful documents

EMPREENDE+ Package Information Sheet
0.27 mb

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