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Automatic payroll via file

What can be included in Payroll?


The service is for companies that want to transfer the salaries to their employees' accounts, in a fast, convenient, and secure way


Fee-free service, except for the individual cost of each transfer (charged according to the transfer pricing in force)


Kwanza (AOA) - Valid for internal or interbank transfers.
Dollar and Euro (USD and EUR)- Valid for internal transfers (salary payments between ATLANTICO based accounts)

Payroll Method

  • PS2 File: allows transfers between accounts of the same Bank in any currency, with no limit on the amount to be debited or credited.
  • PSX File: allows interbank transfers via STC or SPTR (in national currency only), according to defined limits (transfers equal to or less than AOA 5 000 000 processed via STC and transfers over AOA 5 000 000 processed via SPTR).

Benefits of the Service

  • Fast;
  • Secure;
  • Cost reduction in payroll payments;
  • Flexibility in cash management;
  • Fast access to salary;
  • Free access to the Multicaixa card.


Fees and consideration for financial services are subject to a 14% VAT rate, in accordance with Article 12(1)(i) of Law No. 7/19, of 24 April.

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