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  1. For You
  2. Prestige
  3. Private
Open an Account
PT EN
Go to homepage
I want to...
Open an Account

LEASING CREDIT

Financing modality of medium and long term aimed at financing assets (and real estate) for Personal Customers, Entrepreneurs and Businesses, whereby one of the parties (Bank/Lessor) undertakes, upon receipt of a consideration (Rent) to transfer to the other party (Customer/Lessee) the temporary use (Term) of the Asset, acquired by indication of the Lessee. At the end of the agreed period (Term), the lessee may choose to buy it permanently for a set or determinable price (Residual Value), specified in the contract.

DESCRIPTION

Amount Term Rate
The financing amount is determined according to the asset being acquired Maximum term 48 months* Luibor 1M + Spread*

* Exceptionally 60 months.

* Consult the current interest rates.

Repayment Terms

  • In monthly instalments of principal and interest and in the contracted term

  • Total or partial early repayment may occur according to contractual conditions

Terms of Use

  • Available to Personal or Business Customers

  • Direct payment to the supplier

  • Other conditions may apply according to the credit regulation in force

Conditions for transactions

  • Available to Personal or Business Customers
  • Direct payment to the supplier
  • Other conditions may apply according to the credit regulation in force

Fees and Expenses

The fees and expenses foreseen in the price list in force apply

Joining and Formalization

Financial Lease Agreement legalized with stamped official certificate

Tax

Rentals are subject to Stamp Duty currently in force at a rate of 0.4%

Fees and consideration for financial services are subject to a 14% VAT rate, in accordance with Article 12(1)(i) of Law No. 7/19, of 24 April

Useful documents

Vehicle or Equipment Leasing information sheet
0.8 mb
Vehicle or Equipment Leasing Check List
0.09 mb

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