Your Dream House has our Credit
For your new home, whether it is your own home or a second home, we have a Housing Credit full of benefits
* Consult the current interest rates.
- Standard repayment method
- Unfaltering installments of principal and interest
Fees and consideration for financial services are subject to a 14% VAT rate, in accordance with Article 12(1)(i) of Law No. 7/19, of 24 April.
The use of credit is taxed according to the term of the credit granted, as follows:
- Less than one year: 0.5%
- Greater than one year: 0.4%
- Equal to or greater than five years: 0.3%
The interest charged is subject to a 0.2% Stamp Duty
Fees for guarantees provided are subject to a 0.5% Stamp Duty
Stamp Duty is levied on the amount of the guarantees (except when materially ancillary), under the following terms:
- Less than one year: 0.3%
- Greater than one year: 0.2%
- Equal to or greater than five years: 0.1%